Home Improvements Return on Investment

Average return on remodeling dollars upon resale of home in the Chicago area. Costs listed are average costs and are dependent on site conditions, amenities, upgrades and scope of work needed to complete project.

Assessed Value Vs Market Value: What Is The Difference And Which Do Lenders Use When Evaluating A Loan?

What is the difference between the assessed value vs market value of your home? Which of these values affects your property taxes? Your house market value will differ from your property tax value in most cases. Want to find out why? Keep reading and I’ll explain everything.

How do you avoid being another statistic?

Everyone in life starts out with great intentions, aspirations to make a success of their life. A baby fails on average 10,000 times before successfully walking without falling. That’s how determined we were when we started life. Imagine if a baby tried to walk, fell over a few times and thought, “this is too hard. [...]

How Do You Establish Credit Through an LLC?

A limited liability company is a business entity registered through the secretary of state. An LLC is not required to obtain an independent Employer Identification Number, using the owner-member’s Social Security number for tax and credit purposes. If an LLC seeks credit independent of its owner-members, it would also elect a corporate tax structure and [...]

Steve Jobs and the Seven Rules of Success

Steve Jobs’ impact on your life cannot be overestimated. His innovations have likely touched nearly every aspect — computers, movies, music and mobile. As a communications coach, I learned from Jobs that a presentation can, indeed, inspire. For entrepreneurs, Jobs’ greatest legacy is the set of principles that drove his success.

African-Americans are projected to spend $1.1 trillion annually by 2015

As businesses  look for opportunities to grow their companies and gain market share, it is critical that they understand new and emerging demands from consumers. It is also important for consumers to understand the value of their purchasing power as well.

Top 6 reasons mortgage applications are rejected

Half of refinance applications are abandoned or rejected, as are 30 percent of purchase mortgage applications, according to the Mortgage Bankers Association. All told, the Federal Financial Institutions Examination Council (FFIEC) says that well over 2 million mortgage applications were rejected last year. Want to avoid falling into that number? It’s tough — especially in [...]

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